Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Investment Percentiles: Survival rate to age 100: 36%
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $146,022 | $175,578 | $183,314 | $193,309 | $201,398 | $207,975 | $93,380.07 | $0.00 | $0.00 | $0.00 |
| 41 | $193,544 | $266,813 | $285,909 | $308,088 | $329,088 | $347,140 | $96,930.33 | $0.00 | $0.00 | $0.00 |
| 42 | $238,833 | $363,873 | $399,153 | $436,716 | $476,249 | $510,719 | $100,622.34 | $0.00 | $0.00 | $0.00 |
| 43 | $315,617 | $469,653 | $522,444 | $583,513 | $645,741 | $703,670 | $104,378.83 | $0.00 | $0.00 | $0.00 |
| 44 | $357,652 | $587,342 | $657,939 | $744,412 | $836,170 | $923,756 | $108,292.54 | $0.00 | $0.00 | $0.00 |
| 45 | $417,151 | $712,210 | $809,711 | $927,639 | $1,053,047 | $1,168,483 | $112,326.15 | $0.00 | $0.00 | $0.00 |
| 46 | $481,447 | $844,063 | $970,385 | $1,127,144 | $1,296,466 | $1,460,900 | $116,547.73 | $0.00 | $0.00 | $0.00 |
| 47 | $293,636 | $805,870 | $965,923 | $1,158,132 | $1,380,537 | $1,593,045 | $0.00 | $70,000.00 | $0.00 | $0.00 |
| 48 | $239,177 | $773,175 | $953,778 | $1,189,485 | $1,457,818 | $1,737,693 | $0.00 | $72,629.54 | $0.00 | $0.00 |
| 49 | $147,475 | $737,537 | $942,671 | $1,224,031 | $1,537,636 | $1,879,300 | $0.00 | $75,338.40 | $0.00 | $0.00 |
| 50 | $95,690 | $695,680 | $931,194 | $1,243,677 | $1,619,199 | $2,022,637 | $0.00 | $78,155.25 | $0.00 | $0.00 |
| 51 | $21,668 | $652,724 | $917,543 | $1,269,622 | $1,712,624 | $2,181,919 | $0.00 | $81,139.67 | $0.00 | $0.00 |
| 52 | $0 | $616,488 | $896,060 | $1,287,440 | $1,784,605 | $2,353,147 | $0.00 | $84,176.51 | $0.00 | $0.00 |
| 53 | $0 | $563,798 | $871,649 | $1,311,140 | $1,878,071 | $2,529,315 | $0.00 | $87,354.81 | $0.00 | $0.00 |
| 54 | $0 | $517,363 | $838,286 | $1,340,323 | $1,985,400 | $2,728,495 | $0.00 | $90,725.18 | $0.00 | $0.00 |
| 55 | $0 | $462,644 | $817,270 | $1,361,664 | $2,085,903 | $2,963,751 | $0.00 | $94,212.84 | $0.00 | $0.00 |
| 56 | $0 | $400,174 | $787,601 | $1,369,793 | $2,162,896 | $3,177,182 | $0.00 | $97,804.48 | $0.00 | $0.00 |
| 57 | $0 | $323,303 | $745,251 | $1,394,177 | $2,284,694 | $3,391,909 | $0.00 | $101,519.68 | $0.00 | $0.00 |
| 58 | $0 | $239,389 | $693,908 | $1,400,830 | $2,399,182 | $3,645,387 | $0.00 | $105,349.73 | $0.00 | $0.00 |
| 59 | $0 | $142,447 | $643,337 | $1,430,946 | $2,506,046 | $3,875,026 | $0.00 | $109,347.64 | $0.00 | $0.00 |
| 60 | $0 | $35,279 | $578,925 | $1,432,376 | $2,625,482 | $4,149,819 | $0.00 | $113,406.53 | $0.00 | $0.00 |
| 61 | $0 | $0 | $508,328 | $1,432,612 | $2,755,682 | $4,466,594 | $0.00 | $117,737.85 | $0.00 | $0.00 |
| 62 | $0 | $0 | $434,359 | $1,431,677 | $2,885,678 | $4,777,778 | $0.00 | $122,194.53 | $0.00 | $0.00 |
| 63 | $0 | $0 | $340,861 | $1,418,199 | $3,055,145 | $5,105,830 | $0.00 | $126,817.67 | $0.00 | $0.00 |
| 64 | $0 | $0 | $237,674 | $1,399,006 | $3,218,447 | $5,544,394 | $0.00 | $131,619.40 | $0.00 | $0.00 |
| 65 | $0 | $0 | $118,869 | $1,382,712 | $3,370,977 | $5,962,365 | $0.00 | $136,613.01 | $0.00 | $0.00 |
| 66 | $0 | $0 | $0 | $1,357,951 | $3,551,988 | $6,467,700 | $0.00 | $141,786.00 | $0.00 | $0.00 |
| 67 | $0 | $0 | $0 | $1,310,611 | $3,694,194 | $6,913,646 | $0.00 | $147,091.72 | $0.00 | $0.00 |
| 68 | $0 | $0 | $0 | $1,291,141 | $3,917,791 | $7,431,287 | $0.00 | $152,708.74 | $0.00 | $0.00 |
| 69 | $0 | $0 | $0 | $1,241,877 | $4,119,640 | $7,972,697 | $0.00 | $158,474.41 | $0.00 | $0.00 |
| 70 | $0 | $0 | $0 | $1,168,740 | $4,283,309 | $8,595,765 | $0.00 | $164,404.08 | $0.00 | $0.00 |
| 71 | $0 | $0 | $0 | $1,102,855 | $4,533,504 | $9,208,368 | $0.00 | $170,658.12 | $0.00 | $0.00 |
| 72 | $0 | $0 | $0 | $1,001,993 | $4,714,757 | $9,968,845 | $0.00 | $177,249.76 | $0.00 | $0.00 |
| 73 | $0 | $0 | $0 | $912,992 | $4,945,768 | $10,860,481 | $0.00 | $184,041.82 | $0.00 | $0.00 |
| 74 | $0 | $0 | $0 | $799,795 | $5,123,381 | $11,705,702 | $0.00 | $190,897.94 | $0.00 | $0.00 |
| 75 | $0 | $0 | $0 | $651,833 | $5,470,071 | $12,506,391 | $0.00 | $198,117.39 | $0.00 | $0.00 |
| 76 | $0 | $0 | $0 | $517,288 | $5,744,445 | $13,585,404 | $0.00 | $205,540.94 | $0.00 | $0.00 |
| 77 | $0 | $0 | $0 | $355,509 | $5,977,076 | $14,672,714 | $0.00 | $213,278.47 | $0.00 | $0.00 |
| 78 | $0 | $0 | $0 | $173,250 | $6,374,730 | $15,912,795 | $0.00 | $221,496.17 | $0.00 | $0.00 |
| 79 | $0 | $0 | $0 | $0 | $6,704,821 | $17,141,978 | $0.00 | $229,696.85 | $0.00 | $0.00 |
| 80 | $0 | $0 | $0 | $0 | $6,947,727 | $18,355,817 | $0.00 | $238,336.13 | $0.00 | $0.00 |
| 81 | $0 | $0 | $0 | $0 | $7,386,875 | $19,688,402 | $0.00 | $247,367.67 | $0.00 | $0.00 |
| 82 | $0 | $0 | $0 | $0 | $7,794,852 | $21,252,039 | $0.00 | $256,661.59 | $0.00 | $0.00 |
| 83 | $0 | $0 | $0 | $0 | $8,272,010 | $22,947,896 | $0.00 | $266,286.03 | $0.00 | $0.00 |
| 84 | $0 | $0 | $0 | $0 | $8,757,309 | $24,659,598 | $0.00 | $276,265.77 | $0.00 | $0.00 |
| 85 | $0 | $0 | $0 | $0 | $9,101,500 | $26,860,720 | $0.00 | $286,822.09 | $0.00 | $0.00 |
| 86 | $0 | $0 | $0 | $0 | $9,566,100 | $29,091,897 | $0.00 | $297,547.61 | $0.00 | $0.00 |
| 87 | $0 | $0 | $0 | $0 | $10,097,821 | $31,679,052 | $0.00 | $308,788.54 | $0.00 | $0.00 |
| 88 | $0 | $0 | $0 | $0 | $10,797,810 | $34,422,886 | $0.00 | $320,424.36 | $0.00 | $0.00 |
| 89 | $0 | $0 | $0 | $0 | $11,296,842 | $37,597,170 | $0.00 | $332,486.15 | $0.00 | $0.00 |
| 90 | $0 | $0 | $0 | $0 | $11,976,250 | $40,670,597 | $0.00 | $345,090.34 | $0.00 | $0.00 |
| 91 | $0 | $0 | $0 | $0 | $12,497,956 | $44,018,719 | $0.00 | $357,803.08 | $0.00 | $0.00 |
| 92 | $0 | $0 | $0 | $0 | $13,313,814 | $48,275,603 | $0.00 | $371,545.13 | $0.00 | $0.00 |
| 93 | $0 | $0 | $0 | $0 | $14,030,661 | $51,669,134 | $0.00 | $385,639.56 | $0.00 | $0.00 |
| 94 | $0 | $0 | $0 | $0 | $14,911,575 | $55,877,380 | $0.00 | $400,205.89 | $0.00 | $0.00 |
| 95 | $0 | $0 | $0 | $0 | $15,652,874 | $61,484,604 | $0.00 | $415,305.85 | $0.00 | $0.00 |
| 96 | $0 | $0 | $0 | $0 | $16,728,897 | $66,847,335 | $0.00 | $430,788.53 | $0.00 | $0.00 |
| 97 | $0 | $0 | $0 | $0 | $17,635,271 | $72,180,914 | $0.00 | $446,750.16 | $0.00 | $0.00 |
| 98 | $0 | $0 | $0 | $0 | $18,243,178 | $78,007,765 | $0.00 | $463,758.14 | $0.00 | $0.00 |
| 99 | $0 | $0 | $0 | $0 | $19,495,261 | $84,712,658 | $0.00 | $481,212.38 | $0.00 | $0.00 |
| 100 | $0 | $0 | $0 | $0 | $20,679,965 | $91,060,531 | $0.00 | $499,327.04 | $0.00 | $0.00 |
