Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Investment Percentiles: Survival rate to age 100: 37%
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $147,481 | $175,683 | $183,191 | $193,141 | $201,351 | $208,001 | $93,317.60 | $0.00 | $0.00 | $0.00 |
| 41 | $197,962 | $267,351 | $286,606 | $307,967 | $329,137 | $346,826 | $96,821.34 | $0.00 | $0.00 | $0.00 |
| 42 | $259,033 | $365,213 | $399,318 | $438,203 | $476,390 | $509,933 | $100,529.91 | $0.00 | $0.00 | $0.00 |
| 43 | $305,113 | $472,389 | $522,333 | $581,892 | $643,029 | $700,580 | $104,275.09 | $0.00 | $0.00 | $0.00 |
| 44 | $343,944 | $584,863 | $657,285 | $742,944 | $832,661 | $921,180 | $108,206.58 | $0.00 | $0.00 | $0.00 |
| 45 | $434,803 | $705,791 | $806,574 | $924,813 | $1,050,641 | $1,168,142 | $112,338.29 | $0.00 | $0.00 | $0.00 |
| 46 | $497,931 | $839,557 | $964,825 | $1,125,600 | $1,297,226 | $1,457,112 | $116,491.51 | $0.00 | $0.00 | $0.00 |
| 47 | $345,914 | $806,219 | $959,221 | $1,154,592 | $1,377,495 | $1,588,653 | $0.00 | $70,000.00 | $0.00 | $0.00 |
| 48 | $271,761 | $769,169 | $950,436 | $1,191,607 | $1,458,578 | $1,735,426 | $0.00 | $72,575.41 | $0.00 | $0.00 |
| 49 | $238,901 | $728,642 | $935,791 | $1,217,980 | $1,543,781 | $1,875,838 | $0.00 | $75,299.67 | $0.00 | $0.00 |
| 50 | $107,025 | $688,489 | $929,700 | $1,242,228 | $1,625,881 | $2,031,346 | $0.00 | $78,146.02 | $0.00 | $0.00 |
| 51 | $28,175 | $656,877 | $921,856 | $1,276,062 | $1,719,298 | $2,190,688 | $0.00 | $81,122.69 | $0.00 | $0.00 |
| 52 | $0 | $617,104 | $904,757 | $1,299,271 | $1,812,763 | $2,342,228 | $0.00 | $84,172.57 | $0.00 | $0.00 |
| 53 | $0 | $563,329 | $888,878 | $1,324,612 | $1,913,152 | $2,520,659 | $0.00 | $87,366.12 | $0.00 | $0.00 |
| 54 | $0 | $519,628 | $861,999 | $1,347,259 | $1,998,195 | $2,721,258 | $0.00 | $90,689.68 | $0.00 | $0.00 |
| 55 | $0 | $448,299 | $834,688 | $1,376,920 | $2,108,797 | $2,931,641 | $0.00 | $94,089.73 | $0.00 | $0.00 |
| 56 | $0 | $388,301 | $800,568 | $1,391,399 | $2,211,943 | $3,142,089 | $0.00 | $97,648.27 | $0.00 | $0.00 |
| 57 | $0 | $311,944 | $762,070 | $1,415,711 | $2,329,538 | $3,384,441 | $0.00 | $101,315.15 | $0.00 | $0.00 |
| 58 | $0 | $231,077 | $714,911 | $1,433,695 | $2,469,024 | $3,613,299 | $0.00 | $105,096.15 | $0.00 | $0.00 |
| 59 | $0 | $140,535 | $657,360 | $1,441,713 | $2,603,562 | $3,913,600 | $0.00 | $109,021.03 | $0.00 | $0.00 |
| 60 | $0 | $32,426 | $603,997 | $1,461,942 | $2,712,916 | $4,182,197 | $0.00 | $113,128.49 | $0.00 | $0.00 |
| 61 | $0 | $0 | $532,506 | $1,476,000 | $2,844,596 | $4,516,784 | $0.00 | $117,350.94 | $0.00 | $0.00 |
| 62 | $0 | $0 | $454,373 | $1,483,690 | $2,986,526 | $4,894,643 | $0.00 | $121,737.36 | $0.00 | $0.00 |
| 63 | $0 | $0 | $361,707 | $1,480,390 | $3,115,282 | $5,295,905 | $0.00 | $126,282.70 | $0.00 | $0.00 |
| 64 | $0 | $0 | $255,242 | $1,476,957 | $3,309,620 | $5,722,618 | $0.00 | $131,079.01 | $0.00 | $0.00 |
| 65 | $0 | $0 | $137,241 | $1,456,934 | $3,505,996 | $6,166,361 | $0.00 | $136,039.66 | $0.00 | $0.00 |
| 66 | $0 | $0 | $1,464 | $1,440,125 | $3,687,963 | $6,607,294 | $0.00 | $141,298.93 | $0.00 | $0.00 |
| 67 | $0 | $0 | $0 | $1,404,625 | $3,879,550 | $7,191,791 | $0.00 | $146,617.47 | $0.00 | $0.00 |
| 68 | $0 | $0 | $0 | $1,389,394 | $4,075,865 | $7,753,718 | $0.00 | $152,083.78 | $0.00 | $0.00 |
| 69 | $0 | $0 | $0 | $1,361,190 | $4,276,805 | $8,328,911 | $0.00 | $157,742.09 | $0.00 | $0.00 |
| 70 | $0 | $0 | $0 | $1,300,572 | $4,524,505 | $9,018,397 | $0.00 | $163,667.09 | $0.00 | $0.00 |
| 71 | $0 | $0 | $0 | $1,228,446 | $4,797,674 | $9,798,970 | $0.00 | $169,822.41 | $0.00 | $0.00 |
| 72 | $0 | $0 | $0 | $1,162,386 | $5,049,807 | $10,534,051 | $0.00 | $176,264.08 | $0.00 | $0.00 |
| 73 | $0 | $0 | $0 | $1,075,955 | $5,283,481 | $11,286,421 | $0.00 | $182,918.24 | $0.00 | $0.00 |
| 74 | $0 | $0 | $0 | $989,332 | $5,591,634 | $12,255,309 | $0.00 | $189,884.17 | $0.00 | $0.00 |
| 75 | $0 | $0 | $0 | $874,457 | $5,876,640 | $13,115,175 | $0.00 | $196,983.40 | $0.00 | $0.00 |
| 76 | $0 | $0 | $0 | $734,703 | $6,175,057 | $14,187,208 | $0.00 | $204,414.20 | $0.00 | $0.00 |
| 77 | $0 | $0 | $0 | $584,280 | $6,590,567 | $15,345,714 | $0.00 | $212,140.40 | $0.00 | $0.00 |
| 78 | $0 | $0 | $0 | $419,165 | $6,916,925 | $16,350,777 | $0.00 | $220,189.07 | $0.00 | $0.00 |
| 79 | $0 | $0 | $0 | $211,948 | $7,323,019 | $17,760,437 | $0.00 | $228,573.91 | $0.00 | $0.00 |
| 80 | $0 | $0 | $0 | $6,457 | $7,633,989 | $19,009,697 | $0.00 | $237,280.60 | $0.00 | $0.00 |
| 81 | $0 | $0 | $0 | $0 | $8,112,495 | $20,880,377 | $0.00 | $246,346.99 | $0.00 | $0.00 |
| 82 | $0 | $0 | $0 | $0 | $8,583,832 | $22,664,269 | $0.00 | $255,583.84 | $0.00 | $0.00 |
| 83 | $0 | $0 | $0 | $0 | $9,032,692 | $24,414,577 | $0.00 | $265,143.38 | $0.00 | $0.00 |
| 84 | $0 | $0 | $0 | $0 | $9,488,976 | $26,510,391 | $0.00 | $275,029.55 | $0.00 | $0.00 |
| 85 | $0 | $0 | $0 | $0 | $10,032,237 | $28,462,529 | $0.00 | $285,069.10 | $0.00 | $0.00 |
| 86 | $0 | $0 | $0 | $0 | $10,565,599 | $31,373,452 | $0.00 | $295,964.16 | $0.00 | $0.00 |
| 87 | $0 | $0 | $0 | $0 | $11,110,981 | $34,298,328 | $0.00 | $306,964.10 | $0.00 | $0.00 |
| 88 | $0 | $0 | $0 | $0 | $11,807,403 | $37,342,127 | $0.00 | $318,388.36 | $0.00 | $0.00 |
| 89 | $0 | $0 | $0 | $0 | $12,375,083 | $40,005,137 | $0.00 | $330,421.38 | $0.00 | $0.00 |
| 90 | $0 | $0 | $0 | $0 | $13,168,091 | $43,498,675 | $0.00 | $342,972.23 | $0.00 | $0.00 |
| 91 | $0 | $0 | $0 | $0 | $14,022,518 | $47,324,062 | $0.00 | $355,746.38 | $0.00 | $0.00 |
| 92 | $0 | $0 | $0 | $0 | $14,703,087 | $51,182,751 | $0.00 | $368,954.27 | $0.00 | $0.00 |
| 93 | $0 | $0 | $0 | $0 | $15,694,789 | $56,084,371 | $0.00 | $382,974.45 | $0.00 | $0.00 |
| 94 | $0 | $0 | $0 | $0 | $16,681,048 | $60,573,321 | $0.00 | $397,097.03 | $0.00 | $0.00 |
| 95 | $0 | $0 | $0 | $0 | $18,006,520 | $64,500,115 | $0.00 | $412,216.22 | $0.00 | $0.00 |
| 96 | $0 | $0 | $0 | $0 | $18,910,619 | $70,150,818 | $0.00 | $427,930.12 | $0.00 | $0.00 |
| 97 | $0 | $0 | $0 | $0 | $19,954,482 | $76,202,106 | $0.00 | $444,640.36 | $0.00 | $0.00 |
| 98 | $0 | $0 | $0 | $0 | $21,679,942 | $82,885,947 | $0.00 | $461,488.56 | $0.00 | $0.00 |
| 99 | $0 | $0 | $0 | $0 | $22,822,260 | $89,914,019 | $0.00 | $478,895.33 | $0.00 | $0.00 |
| 100 | $0 | $0 | $0 | $0 | $24,335,696 | $97,951,185 | $0.00 | $496,851.22 | $0.00 | $0.00 |
