Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
Add to Your Story Board
Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $659,819 | $883,227 | $945,828 | $1,038,105 | $1,109,172 | $1,164,035 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $586,001 | $971,218 | $1,093,371 | $1,219,607 | $1,350,859 | $1,465,012 | $92,963.59 | $0.00 | $0.00 | $0.00 |
| 41 | $623,591 | $1,094,441 | $1,245,660 | $1,427,542 | $1,620,340 | $1,791,677 | $95,892.47 | $0.00 | $0.00 | $0.00 |
| 42 | $610,381 | $1,232,261 | $1,423,089 | $1,661,011 | $1,917,688 | $2,150,568 | $99,065.52 | $0.00 | $0.00 | $0.00 |
| 43 | $700,945 | $1,389,662 | $1,617,631 | $1,912,679 | $2,240,589 | $2,550,847 | $102,256.19 | $0.00 | $0.00 | $0.00 |
| 44 | $781,262 | $1,550,499 | $1,835,814 | $2,191,884 | $2,594,896 | $3,008,064 | $105,659.44 | $0.00 | $0.00 | $0.00 |
| 45 | $731,797 | $1,738,307 | $2,078,987 | $2,509,727 | $3,008,282 | $3,525,086 | $109,217.98 | $0.00 | $0.00 | $0.00 |
| 46 | $624,962 | $1,733,413 | $2,127,290 | $2,660,614 | $3,279,064 | $3,896,275 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $528,682 | $1,734,519 | $2,192,845 | $2,822,590 | $3,549,139 | $4,315,996 | $0.00 | $92,971.06 | $0.00 | $0.00 |
| 48 | $533,897 | $1,735,532 | $2,267,657 | $2,990,140 | $3,816,827 | $4,728,350 | $0.00 | $95,963.01 | $0.00 | $0.00 |
| 49 | $410,790 | $1,736,116 | $2,338,787 | $3,154,506 | $4,145,982 | $5,226,899 | $0.00 | $99,125.86 | $0.00 | $0.00 |
| 50 | $332,839 | $1,742,636 | $2,404,559 | $3,329,482 | $4,454,293 | $5,773,450 | $0.00 | $102,342.60 | $0.00 | $0.00 |
| 51 | $148,336 | $1,763,694 | $2,502,362 | $3,555,162 | $4,849,134 | $6,333,293 | $0.00 | $105,667.45 | $0.00 | $0.00 |
| 52 | $63,633 | $1,790,133 | $2,579,869 | $3,760,879 | $5,247,323 | $6,949,225 | $0.00 | $109,098.58 | $0.00 | $0.00 |
| 53 | $0 | $1,791,459 | $2,667,610 | $3,990,085 | $5,688,602 | $7,680,455 | $0.00 | $112,697.19 | $0.00 | $0.00 |
| 54 | $0 | $1,796,668 | $2,761,449 | $4,234,227 | $6,128,299 | $8,464,754 | $0.00 | $116,361.74 | $0.00 | $0.00 |
| 55 | $0 | $1,796,081 | $2,880,807 | $4,466,368 | $6,681,799 | $9,328,977 | $0.00 | $120,119.40 | $0.00 | $0.00 |
| 56 | $0 | $1,787,287 | $2,989,205 | $4,768,134 | $7,213,305 | $10,303,118 | $0.00 | $124,056.75 | $0.00 | $0.00 |
| 57 | $0 | $1,793,347 | $3,073,955 | $5,060,595 | $7,817,394 | $11,358,231 | $0.00 | $127,971.30 | $0.00 | $0.00 |
| 58 | $0 | $1,800,493 | $3,188,886 | $5,423,884 | $8,473,144 | $12,240,876 | $0.00 | $132,069.94 | $0.00 | $0.00 |
| 59 | $0 | $1,769,959 | $3,322,808 | $5,813,897 | $9,235,402 | $13,480,454 | $0.00 | $136,273.43 | $0.00 | $0.00 |
| 60 | $0 | $1,774,458 | $3,479,896 | $6,185,365 | $9,974,955 | $14,817,069 | $0.00 | $140,724.71 | $0.00 | $0.00 |
| 61 | $0 | $1,795,065 | $3,593,352 | $6,638,440 | $10,817,775 | $16,301,360 | $0.00 | $145,307.00 | $0.00 | $0.00 |
| 62 | $0 | $1,779,363 | $3,740,354 | $7,056,308 | $11,764,390 | $17,923,092 | $0.00 | $150,182.24 | $0.00 | $0.00 |
| 63 | $0 | $1,757,907 | $3,842,631 | $7,493,872 | $12,747,422 | $19,787,995 | $0.00 | $155,126.26 | $0.00 | $0.00 |
| 64 | $0 | $1,754,940 | $4,040,447 | $8,016,059 | $13,763,317 | $21,942,094 | $0.00 | $160,160.29 | $0.00 | $0.00 |
| 65 | $0 | $1,723,902 | $4,200,067 | $8,573,441 | $15,035,617 | $23,860,902 | $0.00 | $165,446.92 | $0.00 | $0.00 |
| 66 | $0 | $1,680,139 | $4,406,190 | $9,077,896 | $16,354,380 | $25,823,685 | $0.00 | $170,986.43 | $0.00 | $0.00 |
| 67 | $0 | $1,620,796 | $4,616,650 | $9,723,840 | $17,857,663 | $28,408,671 | $0.00 | $176,572.58 | $0.00 | $0.00 |
| 68 | $0 | $1,556,007 | $4,820,336 | $10,512,582 | $19,513,509 | $31,263,063 | $0.00 | $182,470.26 | $0.00 | $0.00 |
| 69 | $0 | $1,513,133 | $5,009,861 | $11,222,247 | $21,210,466 | $34,656,820 | $0.00 | $188,406.32 | $0.00 | $0.00 |
| 70 | $0 | $1,436,492 | $5,242,292 | $12,078,588 | $23,160,310 | $38,561,948 | $0.00 | $194,570.41 | $0.00 | $0.00 |
| 71 | $0 | $1,327,862 | $5,467,580 | $12,926,591 | $25,009,290 | $41,896,363 | $0.00 | $200,862.83 | $0.00 | $0.00 |
| 72 | $0 | $1,267,150 | $5,713,340 | $13,817,667 | $27,421,780 | $46,385,527 | $0.00 | $207,278.48 | $0.00 | $0.00 |
| 73 | $0 | $1,141,874 | $6,000,177 | $14,856,177 | $29,877,567 | $51,048,735 | $0.00 | $214,080.56 | $0.00 | $0.00 |
| 74 | $0 | $979,640 | $6,263,177 | $15,969,097 | $32,632,224 | $55,668,532 | $0.00 | $221,233.06 | $0.00 | $0.00 |
| 75 | $0 | $835,861 | $6,601,824 | $17,239,251 | $35,364,960 | $61,563,430 | $0.00 | $228,539.64 | $0.00 | $0.00 |
| 76 | $0 | $630,861 | $6,863,316 | $18,595,378 | $38,536,766 | $67,793,954 | $0.00 | $235,702.75 | $0.00 | $0.00 |
| 77 | $0 | $451,286 | $7,163,601 | $19,962,505 | $42,013,007 | $75,279,204 | $0.00 | $243,399.42 | $0.00 | $0.00 |
| 78 | $0 | $231,572 | $7,410,240 | $21,582,580 | $45,789,669 | $81,822,096 | $0.00 | $251,434.61 | $0.00 | $0.00 |
| 79 | $0 | $0 | $7,723,893 | $23,272,782 | $50,039,594 | $88,997,089 | $0.00 | $259,697.12 | $0.00 | $0.00 |
| 80 | $0 | $0 | $8,128,129 | $24,983,179 | $54,486,734 | $97,874,401 | $0.00 | $268,314.61 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,451,450 | $27,092,518 | $59,763,578 | $108,213,351 | $0.00 | $277,223.44 | $0.00 | $0.00 |
| 82 | $0 | $0 | $8,977,443 | $29,059,158 | $64,994,064 | $118,969,813 | $0.00 | $286,409.36 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,286,761 | $31,252,937 | $71,179,924 | $131,537,752 | $0.00 | $295,894.67 | $0.00 | $0.00 |
| 84 | $0 | $0 | $9,779,519 | $33,873,600 | $77,849,776 | $145,616,274 | $0.00 | $305,665.56 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,228,804 | $36,687,950 | $84,689,937 | $161,193,484 | $0.00 | $315,625.64 | $0.00 | $0.00 |
| 86 | $0 | $0 | $10,673,532 | $39,515,538 | $92,872,403 | $176,975,446 | $0.00 | $325,901.92 | $0.00 | $0.00 |
| 87 | $0 | $0 | $11,171,894 | $42,636,643 | $101,767,582 | $193,383,854 | $0.00 | $336,395.58 | $0.00 | $0.00 |
| 88 | $0 | $0 | $11,847,436 | $45,826,895 | $110,658,032 | $213,646,983 | $0.00 | $347,585.36 | $0.00 | $0.00 |
| 89 | $0 | $0 | $12,580,511 | $49,624,374 | $120,529,573 | $236,666,627 | $0.00 | $359,335.89 | $0.00 | $0.00 |
| 90 | $0 | $0 | $13,355,825 | $53,456,161 | $133,287,927 | $260,511,690 | $0.00 | $371,155.40 | $0.00 | $0.00 |
| 91 | $0 | $0 | $14,185,812 | $57,608,550 | $144,753,270 | $286,324,250 | $0.00 | $383,243.02 | $0.00 | $0.00 |
| 92 | $0 | $0 | $14,912,745 | $62,778,307 | $158,995,735 | $312,118,338 | $0.00 | $395,862.67 | $0.00 | $0.00 |
| 93 | $0 | $0 | $15,432,571 | $67,630,516 | $173,063,130 | $344,286,853 | $0.00 | $408,626.13 | $0.00 | $0.00 |
| 94 | $0 | $0 | $16,411,863 | $72,573,929 | $188,462,583 | $380,372,700 | $0.00 | $421,809.40 | $0.00 | $0.00 |
| 95 | $0 | $0 | $17,300,049 | $79,076,582 | $204,280,891 | $421,748,604 | $0.00 | $435,662.14 | $0.00 | $0.00 |
| 96 | $0 | $0 | $18,598,935 | $85,271,822 | $224,287,738 | $457,508,999 | $0.00 | $449,594.58 | $0.00 | $0.00 |
| 97 | $0 | $0 | $19,751,627 | $91,792,540 | $246,842,213 | $509,979,770 | $0.00 | $464,715.69 | $0.00 | $0.00 |
| 98 | $0 | $0 | $20,638,431 | $98,718,991 | $265,639,316 | $567,424,091 | $0.00 | $479,548.29 | $0.00 | $0.00 |
| 99 | $0 | $0 | $22,352,538 | $107,922,704 | $290,235,062 | $608,917,738 | $0.00 | $495,772.29 | $0.00 | $0.00 |
| 100 | $0 | $0 | $23,861,057 | $116,866,233 | $316,738,542 | $661,209,384 | $0.00 | $512,024.76 | $0.00 | $0.00 |
