Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
---|---|---|---|---|---|---|---|---|---|---|
39 | $665,578 | $883,256 | $944,815 | $1,038,774 | $1,108,459 | $1,162,921 | $90,000.00 | $0.00 | $0.00 | $0.00 |
40 | $598,495 | $967,914 | $1,089,566 | $1,220,993 | $1,350,357 | $1,468,446 | $92,988.53 | $0.00 | $0.00 | $0.00 |
41 | $655,160 | $1,092,407 | $1,246,521 | $1,434,120 | $1,620,916 | $1,789,203 | $95,956.84 | $0.00 | $0.00 | $0.00 |
42 | $665,541 | $1,230,053 | $1,423,895 | $1,664,632 | $1,920,782 | $2,155,098 | $99,061.64 | $0.00 | $0.00 | $0.00 |
43 | $679,982 | $1,384,589 | $1,626,019 | $1,923,006 | $2,250,074 | $2,576,430 | $102,258.28 | $0.00 | $0.00 | $0.00 |
44 | $711,649 | $1,558,895 | $1,844,525 | $2,203,052 | $2,622,009 | $3,031,260 | $105,594.53 | $0.00 | $0.00 | $0.00 |
45 | $787,507 | $1,739,996 | $2,083,848 | $2,518,311 | $3,028,384 | $3,568,583 | $109,002.44 | $0.00 | $0.00 | $0.00 |
46 | $680,598 | $1,737,832 | $2,143,450 | $2,662,645 | $3,283,715 | $3,940,558 | $0.00 | $90,000.00 | $0.00 | $0.00 |
47 | $477,131 | $1,729,520 | $2,212,456 | $2,800,615 | $3,541,980 | $4,361,996 | $0.00 | $93,050.91 | $0.00 | $0.00 |
48 | $385,642 | $1,755,792 | $2,277,133 | $2,976,968 | $3,863,431 | $4,818,790 | $0.00 | $96,064.93 | $0.00 | $0.00 |
49 | $286,866 | $1,757,319 | $2,347,411 | $3,159,465 | $4,171,314 | $5,295,817 | $0.00 | $99,225.22 | $0.00 | $0.00 |
50 | $217,552 | $1,775,213 | $2,419,025 | $3,345,058 | $4,517,752 | $5,802,279 | $0.00 | $102,463.20 | $0.00 | $0.00 |
51 | $124,009 | $1,769,358 | $2,510,679 | $3,543,872 | $4,896,548 | $6,437,983 | $0.00 | $105,775.58 | $0.00 | $0.00 |
52 | $40,278 | $1,784,863 | $2,593,390 | $3,772,515 | $5,275,143 | $7,040,712 | $0.00 | $109,254.73 | $0.00 | $0.00 |
53 | $0 | $1,806,956 | $2,674,019 | $4,004,135 | $5,722,847 | $7,713,894 | $0.00 | $112,794.80 | $0.00 | $0.00 |
54 | $0 | $1,802,924 | $2,762,571 | $4,274,710 | $6,200,404 | $8,526,388 | $0.00 | $116,414.55 | $0.00 | $0.00 |
55 | $0 | $1,836,136 | $2,880,682 | $4,512,013 | $6,712,148 | $9,361,741 | $0.00 | $120,276.38 | $0.00 | $0.00 |
56 | $0 | $1,844,343 | $2,989,754 | $4,801,211 | $7,293,465 | $10,240,266 | $0.00 | $124,255.45 | $0.00 | $0.00 |
57 | $0 | $1,834,685 | $3,073,459 | $5,109,365 | $7,945,709 | $11,292,672 | $0.00 | $128,273.60 | $0.00 | $0.00 |
58 | $0 | $1,849,404 | $3,224,357 | $5,433,114 | $8,570,549 | $12,452,135 | $0.00 | $132,403.67 | $0.00 | $0.00 |
59 | $0 | $1,849,380 | $3,340,992 | $5,731,364 | $9,228,388 | $13,790,143 | $0.00 | $136,621.08 | $0.00 | $0.00 |
60 | $0 | $1,841,078 | $3,463,694 | $6,095,788 | $9,966,591 | $14,997,093 | $0.00 | $141,055.95 | $0.00 | $0.00 |
61 | $0 | $1,863,904 | $3,616,433 | $6,514,853 | $10,829,899 | $16,572,071 | $0.00 | $145,658.59 | $0.00 | $0.00 |
62 | $0 | $1,847,145 | $3,750,006 | $6,973,507 | $11,802,035 | $18,173,687 | $0.00 | $150,420.47 | $0.00 | $0.00 |
63 | $0 | $1,846,855 | $3,872,613 | $7,449,026 | $12,893,444 | $19,934,791 | $0.00 | $155,271.44 | $0.00 | $0.00 |
64 | $0 | $1,800,693 | $4,023,755 | $7,956,411 | $13,969,672 | $22,026,492 | $0.00 | $160,323.56 | $0.00 | $0.00 |
65 | $0 | $1,773,623 | $4,221,543 | $8,487,064 | $15,267,066 | $24,006,345 | $0.00 | $165,673.97 | $0.00 | $0.00 |
66 | $0 | $1,724,221 | $4,419,008 | $9,129,431 | $16,575,853 | $26,472,181 | $0.00 | $171,102.88 | $0.00 | $0.00 |
67 | $0 | $1,654,936 | $4,653,836 | $9,805,239 | $18,011,545 | $29,271,482 | $0.00 | $176,775.67 | $0.00 | $0.00 |
68 | $0 | $1,617,611 | $4,798,429 | $10,484,706 | $19,463,622 | $32,019,542 | $0.00 | $182,645.63 | $0.00 | $0.00 |
69 | $0 | $1,529,263 | $5,007,851 | $11,228,383 | $21,211,095 | $35,279,762 | $0.00 | $188,552.88 | $0.00 | $0.00 |
70 | $0 | $1,432,875 | $5,258,941 | $11,983,880 | $23,032,135 | $38,855,375 | $0.00 | $194,688.98 | $0.00 | $0.00 |
71 | $0 | $1,345,452 | $5,518,231 | $12,910,186 | $25,202,073 | $42,719,413 | $0.00 | $201,033.71 | $0.00 | $0.00 |
72 | $0 | $1,260,823 | $5,725,397 | $13,739,261 | $27,321,087 | $47,422,884 | $0.00 | $207,465.10 | $0.00 | $0.00 |
73 | $0 | $1,144,519 | $6,067,849 | $14,836,691 | $29,715,622 | $51,780,704 | $0.00 | $214,155.49 | $0.00 | $0.00 |
74 | $0 | $1,010,529 | $6,262,659 | $15,934,304 | $32,367,257 | $57,057,618 | $0.00 | $220,804.32 | $0.00 | $0.00 |
75 | $0 | $862,810 | $6,575,789 | $17,208,976 | $35,281,846 | $62,800,006 | $0.00 | $228,159.38 | $0.00 | $0.00 |
76 | $0 | $674,717 | $6,854,742 | $18,424,580 | $38,639,447 | $69,222,676 | $0.00 | $235,599.55 | $0.00 | $0.00 |
77 | $0 | $471,726 | $7,174,705 | $19,919,093 | $42,293,173 | $76,003,237 | $0.00 | $243,365.70 | $0.00 | $0.00 |
78 | $0 | $265,388 | $7,508,927 | $21,525,021 | $45,967,680 | $82,688,906 | $0.00 | $251,489.06 | $0.00 | $0.00 |
79 | $0 | $0 | $7,856,112 | $23,005,421 | $50,118,588 | $90,726,020 | $0.00 | $259,619.22 | $0.00 | $0.00 |
80 | $0 | $0 | $8,288,151 | $24,703,651 | $54,570,682 | $100,954,431 | $0.00 | $268,218.11 | $0.00 | $0.00 |
81 | $0 | $0 | $8,713,433 | $26,826,899 | $60,064,104 | $109,870,182 | $0.00 | $276,859.33 | $0.00 | $0.00 |
82 | $0 | $0 | $9,182,777 | $28,816,662 | $64,765,101 | $122,472,116 | $0.00 | $286,005.55 | $0.00 | $0.00 |
83 | $0 | $0 | $9,681,149 | $31,108,750 | $71,023,056 | $133,442,805 | $0.00 | $295,351.47 | $0.00 | $0.00 |
84 | $0 | $0 | $10,083,221 | $33,696,577 | $77,015,983 | $145,280,629 | $0.00 | $304,869.71 | $0.00 | $0.00 |
85 | $0 | $0 | $10,653,166 | $36,422,645 | $83,880,935 | $159,441,006 | $0.00 | $314,865.96 | $0.00 | $0.00 |
86 | $0 | $0 | $11,342,068 | $39,044,321 | $91,881,228 | $176,132,433 | $0.00 | $325,159.17 | $0.00 | $0.00 |
87 | $0 | $0 | $11,925,188 | $42,433,416 | $100,834,529 | $194,185,530 | $0.00 | $336,071.38 | $0.00 | $0.00 |
88 | $0 | $0 | $12,485,426 | $46,019,915 | $108,875,378 | $214,040,268 | $0.00 | $347,139.14 | $0.00 | $0.00 |
89 | $0 | $0 | $13,252,599 | $49,662,304 | $118,843,040 | $236,104,140 | $0.00 | $358,477.28 | $0.00 | $0.00 |
90 | $0 | $0 | $14,015,512 | $53,510,854 | $129,954,928 | $257,072,626 | $0.00 | $370,267.95 | $0.00 | $0.00 |
91 | $0 | $0 | $14,730,909 | $57,762,140 | $141,065,099 | $282,741,794 | $0.00 | $382,602.15 | $0.00 | $0.00 |
92 | $0 | $0 | $15,687,342 | $63,455,461 | $154,354,971 | $311,763,487 | $0.00 | $395,122.91 | $0.00 | $0.00 |
93 | $0 | $0 | $16,812,096 | $68,882,382 | $167,768,615 | $348,827,609 | $0.00 | $408,142.52 | $0.00 | $0.00 |
94 | $0 | $0 | $17,874,037 | $73,748,720 | $184,187,968 | $380,197,809 | $0.00 | $421,558.73 | $0.00 | $0.00 |
95 | $0 | $0 | $18,879,660 | $79,832,898 | $202,017,276 | $419,716,012 | $0.00 | $435,247.50 | $0.00 | $0.00 |
96 | $0 | $0 | $19,708,383 | $86,365,699 | $221,117,339 | $455,470,083 | $0.00 | $449,418.27 | $0.00 | $0.00 |
97 | $0 | $0 | $21,310,662 | $94,150,089 | $241,601,764 | $500,694,561 | $0.00 | $463,896.34 | $0.00 | $0.00 |
98 | $0 | $0 | $22,242,489 | $102,187,973 | $263,448,152 | $555,762,237 | $0.00 | $478,856.28 | $0.00 | $0.00 |
99 | $0 | $0 | $23,760,725 | $110,383,421 | $294,091,421 | $607,033,206 | $0.00 | $494,474.48 | $0.00 | $0.00 |
100 | $0 | $0 | $25,108,077 | $119,511,162 | $319,128,445 | $672,020,249 | $0.00 | $510,543.19 | $0.00 | $0.00 |