Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
Add to Your Story Board
Asset > Real Estate
Timeline: 30+
Asset Value: $400,001.00
Inflation Adjustment: Yes
Description: 8236 Witherow
Asset > Real Estate
Timeline: 30+
Asset Value: $270,000.00
Inflation Adjustment: Yes
Description: 8307 Iris
Asset > Silver
Timeline: 39+
Asset Value: $4,002.00
Inflation Adjustment: Yes
Description:
Income > Earned Income
Timeline: 42-60
Annual Income: $2,000.00
Inflation Adjustment: Yes
Description: ebay Income
Income > Rental Income
Timeline: 46+
Annual Income: $30,000.00
Inflation Adjustment: Yes
Description: rental income
Market > Crash
Timeline: 55
Crash: -40%
Description: Oof
Expense > Vacation
Timeline: 60
Annual Expense: $35,000.00
Inflation Adjustment: No
Description: Norway trip
Income > Social Security
Timeline: 62+
Annual Income: $17,555.00
Inflation Adjustment: Yes
Description: Gov. Check
Investment Percentiles: Survival rate to age 100: 74%
Net Worth: Assets + Investments using 18th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $626,664 | $872,543 | $944,896 | $1,049,497 | $1,128,066 | $1,186,873 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $514,214 | $936,008 | $1,082,062 | $1,228,339 | $1,377,948 | $1,506,806 | $94,327.09 | $0.00 | $0.00 | $0.00 |
| 41 | $447,981 | $1,047,694 | $1,223,699 | $1,433,205 | $1,650,186 | $1,853,264 | $98,751.66 | $0.00 | $0.00 | $0.00 |
| 42 | $461,253 | $1,170,192 | $1,401,433 | $1,659,692 | $1,962,242 | $2,245,892 | $105,412.49 | $0.00 | $2,000.00 | $0.00 |
| 43 | $529,824 | $1,310,347 | $1,570,008 | $1,917,008 | $2,288,835 | $2,672,055 | $110,366.88 | $0.00 | $2,059.93 | $0.00 |
| 44 | $667,353 | $1,461,794 | $1,780,700 | $2,190,806 | $2,677,842 | $3,162,795 | $115,565.17 | $0.00 | $2,122.18 | $0.00 |
| 45 | $653,476 | $1,622,147 | $2,002,639 | $2,499,614 | $3,088,549 | $3,720,552 | $121,040.65 | $0.00 | $2,186.69 | $0.00 |
| 46 | $595,446 | $1,656,362 | $2,099,930 | $2,694,189 | $3,378,843 | $4,142,372 | $0.00 | $37,747.83 | $32,252.17 | $0.00 |
| 47 | $637,983 | $1,689,735 | $2,192,621 | $2,879,198 | $3,706,606 | $4,660,066 | $0.00 | $40,550.32 | $32,770.86 | $0.00 |
| 48 | $405,910 | $1,715,410 | $2,278,888 | $3,069,681 | $4,050,707 | $5,178,390 | $0.00 | $43,540.79 | $33,297.05 | $0.00 |
| 49 | $366,760 | $1,743,719 | $2,390,890 | $3,271,133 | $4,440,666 | $5,699,890 | $0.00 | $46,651.36 | $33,832.62 | $0.00 |
| 50 | $233,738 | $1,786,709 | $2,507,191 | $3,505,712 | $4,802,448 | $6,318,188 | $0.00 | $49,935.51 | $34,377.72 | $0.00 |
| 51 | $218,012 | $1,822,062 | $2,587,147 | $3,738,932 | $5,222,731 | $6,999,293 | $0.00 | $53,408.97 | $34,932.40 | $0.00 |
| 52 | $99,493 | $1,875,586 | $2,701,420 | $3,975,407 | $5,683,343 | $7,742,877 | $0.00 | $57,072.55 | $35,497.65 | $0.00 |
| 53 | $24,132 | $1,905,848 | $2,851,643 | $4,250,666 | $6,209,930 | $8,552,849 | $0.00 | $60,974.03 | $36,069.97 | $0.00 |
| 54 | $0 | $1,938,248 | $2,988,180 | $4,549,473 | $6,762,120 | $9,470,481 | $0.00 | $64,988.50 | $36,653.26 | $0.00 |
| 55 | $0 | $1,323,596 | $2,091,175 | $3,271,586 | $4,969,337 | $6,979,740 | $0.00 | $69,242.26 | $37,247.15 | $0.00 |
| 56 | $0 | $1,351,624 | $2,176,004 | $3,474,860 | $5,356,523 | $7,759,988 | $0.00 | $73,733.76 | $37,852.63 | $0.00 |
| 57 | $0 | $1,349,068 | $2,252,027 | $3,655,962 | $5,746,979 | $8,509,512 | $0.00 | $78,522.81 | $38,467.05 | $0.00 |
| 58 | $0 | $1,327,915 | $2,322,253 | $3,908,713 | $6,257,416 | $9,331,158 | $0.00 | $83,498.39 | $39,091.31 | $0.00 |
| 59 | $0 | $1,324,272 | $2,397,497 | $4,135,121 | $6,789,709 | $10,198,019 | $0.00 | $88,696.18 | $39,729.31 | $0.00 |
| 60 | $0 | $1,293,525 | $2,434,806 | $4,357,244 | $7,290,645 | $11,209,763 | $0.00 | $129,286.19 | $40,376.09 | $35,000.00 |
| 61 | $0 | $1,269,902 | $2,505,662 | $4,624,517 | $7,862,099 | $12,264,743 | $0.00 | $100,064.64 | $41,036.48 | $0.00 |
| 62 | $0 | $1,253,318 | $2,623,976 | $4,909,703 | $8,488,216 | $13,568,741 | $0.00 | $88,688.18 | $59,259.30 | $0.00 |
| 63 | $0 | $1,254,703 | $2,723,003 | $5,222,005 | $9,235,088 | $14,803,309 | $0.00 | $94,655.23 | $60,288.80 | $0.00 |
| 64 | $0 | $1,229,149 | $2,821,337 | $5,534,573 | $9,964,758 | $15,952,569 | $0.00 | $100,900.04 | $61,339.69 | $0.00 |
| 65 | $0 | $1,191,582 | $2,915,281 | $5,861,058 | $10,842,903 | $17,492,391 | $0.00 | $107,574.83 | $62,408.15 | $0.00 |
| 66 | $0 | $1,178,299 | $2,988,388 | $6,252,540 | $11,778,642 | $19,302,510 | $0.00 | $114,521.83 | $63,496.29 | $0.00 |
| 67 | $0 | $1,123,007 | $3,074,100 | $6,657,138 | $12,733,692 | $21,256,057 | $0.00 | $121,836.66 | $64,604.02 | $0.00 |
| 68 | $0 | $1,063,123 | $3,199,467 | $7,057,050 | $13,558,543 | $23,597,585 | $0.00 | $129,515.51 | $65,734.99 | $0.00 |
| 69 | $0 | $1,001,694 | $3,295,552 | $7,519,383 | $14,702,540 | $25,717,125 | $0.00 | $137,719.94 | $66,884.83 | $0.00 |
| 70 | $0 | $916,142 | $3,336,828 | $8,031,827 | $15,930,283 | $28,244,012 | $0.00 | $146,266.94 | $68,058.57 | $0.00 |
| 71 | $0 | $822,500 | $3,422,265 | $8,549,530 | $17,167,282 | $30,798,671 | $0.00 | $155,387.05 | $69,249.93 | $0.00 |
| 72 | $0 | $713,783 | $3,484,606 | $9,052,840 | $18,692,017 | $34,049,944 | $0.00 | $164,772.90 | $70,464.04 | $0.00 |
| 73 | $0 | $547,958 | $3,604,461 | $9,632,208 | $20,380,180 | $37,134,423 | $0.00 | $174,674.40 | $71,703.56 | $0.00 |
| 74 | $0 | $402,967 | $3,596,451 | $10,230,056 | $22,151,715 | $40,957,432 | $0.00 | $185,243.08 | $72,964.14 | $0.00 |
| 75 | $0 | $234,733 | $3,695,282 | $10,789,502 | $23,994,957 | $44,170,719 | $0.00 | $196,249.01 | $74,247.57 | $0.00 |
| 76 | $0 | $45,199 | $3,736,147 | $11,430,989 | $25,775,471 | $48,654,852 | $0.00 | $207,786.57 | $75,555.47 | $0.00 |
| 77 | $0 | $0 | $3,826,484 | $12,268,112 | $27,892,450 | $53,207,632 | $0.00 | $219,930.73 | $76,888.82 | $0.00 |
| 78 | $0 | $0 | $3,848,191 | $13,046,909 | $30,064,739 | $58,539,456 | $0.00 | $232,750.72 | $78,247.21 | $0.00 |
| 79 | $0 | $0 | $3,947,190 | $13,879,669 | $32,775,507 | $63,542,768 | $0.00 | $246,237.73 | $79,630.50 | $0.00 |
| 80 | $0 | $0 | $3,941,092 | $14,692,173 | $35,424,595 | $69,152,750 | $0.00 | $260,399.01 | $81,033.69 | $0.00 |
| 81 | $0 | $0 | $3,942,713 | $15,722,053 | $38,586,040 | $76,743,910 | $0.00 | $274,936.94 | $82,468.82 | $0.00 |
| 82 | $0 | $0 | $3,882,470 | $16,751,201 | $41,422,019 | $84,736,295 | $0.00 | $290,542.20 | $83,932.02 | $0.00 |
| 83 | $0 | $0 | $3,907,218 | $17,826,513 | $45,000,749 | $92,263,623 | $0.00 | $306,983.15 | $85,419.29 | $0.00 |
| 84 | $0 | $0 | $3,983,948 | $19,180,031 | $48,375,898 | $101,736,793 | $0.00 | $324,043.51 | $86,933.25 | $0.00 |
| 85 | $0 | $0 | $3,964,821 | $20,307,116 | $51,913,689 | $109,378,153 | $0.00 | $341,902.27 | $88,478.25 | $0.00 |
| 86 | $0 | $0 | $3,920,751 | $21,398,266 | $56,854,827 | $119,997,994 | $0.00 | $360,815.28 | $90,054.51 | $0.00 |
| 87 | $0 | $0 | $3,808,479 | $22,685,351 | $60,740,975 | $131,944,301 | $0.00 | $380,805.44 | $91,661.12 | $0.00 |
| 88 | $0 | $0 | $3,703,381 | $24,168,944 | $66,492,565 | $145,087,208 | $0.00 | $401,867.78 | $93,300.24 | $0.00 |
| 89 | $0 | $0 | $3,535,602 | $25,621,772 | $72,088,124 | $155,664,579 | $0.00 | $424,106.67 | $94,972.82 | $0.00 |
| 90 | $0 | $0 | $3,347,027 | $27,105,043 | $78,611,966 | $173,347,876 | $0.00 | $447,606.54 | $96,664.75 | $0.00 |
| 91 | $0 | $0 | $3,222,378 | $29,090,145 | $85,740,555 | $187,942,917 | $0.00 | $471,461.39 | $98,396.16 | $0.00 |
| 92 | $0 | $0 | $2,881,631 | $30,833,331 | $92,389,677 | $206,015,254 | $0.00 | $497,020.45 | $100,160.56 | $0.00 |
| 93 | $0 | $0 | $2,566,254 | $33,314,922 | $99,659,384 | $225,295,744 | $0.00 | $523,821.30 | $101,963.94 | $0.00 |
| 94 | $0 | $0 | $2,231,073 | $35,272,346 | $107,790,026 | $245,429,959 | $0.00 | $552,350.22 | $103,791.79 | $0.00 |
| 95 | $0 | $0 | $1,774,939 | $37,417,236 | $116,331,744 | $274,574,206 | $0.00 | $581,597.62 | $105,652.72 | $0.00 |
| 96 | $0 | $0 | $1,269,986 | $39,847,785 | $125,359,101 | $298,415,496 | $0.00 | $612,151.16 | $107,562.84 | $0.00 |
| 97 | $0 | $0 | $710,647 | $42,382,089 | $137,368,876 | $326,166,681 | $0.00 | $645,266.76 | $109,494.86 | $0.00 |
| 98 | $0 | $0 | $143,731 | $44,825,862 | $148,165,361 | $357,199,897 | $0.00 | $678,868.01 | $111,465.77 | $0.00 |
| 99 | $0 | $0 | $0 | $47,582,902 | $160,358,330 | $390,302,758 | $0.00 | $714,260.00 | $113,482.05 | $0.00 |
| 100 | $0 | $0 | $0 | $50,589,566 | $171,578,893 | $425,389,786 | $0.00 | $752,002.53 | $115,529.47 | $0.00 |
